May 23, 2025

Emmanuel "Manny" F. Piñol

Official Website

North Cotabato’s Cotabato Health Insurance Program Pioneered “Zero Billing” For Its Constituents!

Long before PhilHealth introduced its Zero Billing Program, North Cotabato had already implemented a strategy to ensure that patients who had excess payables were covered by a local health insurance program.
This program was called the Cotabato Health Insurance Program (CHIP) and it was patterned after the “Dayong” concept of community self-help.
Unfortunately, I failed to institutionalize the program before I left office and while it was enacted by virtue of a Provincial Governor, it was scrapped by the new Governor in 2010.
Ibabalik natin ang CHIP so that the poor of North Cotabato will be covered by a “Zero Billing” in their hospitalization.

#governanceiscommomsense!
#KungGustoMaramingParaan!